When life throws a curveball, it’s crucial to have a game plan. That’s where living wills and health care surrogates come into play. They are not just pieces of paper; they serve as your voice during times when you might not be able to speak for yourself. Below, we explain why these care planning documents are critical components of a solid estate plan.
A living will is your personal directive on what medical treatment you want or don’t want if you are incapacitated and you are unable to do so. Some of the key points of living wills include:
Having a living will means leaving instructions for a time when you’re not able to call the shots due to illness or incapacity, which can be of enormous relief and reassurance to the people around you.
A health care surrogate or proxy is a trusted person you choose to make medical decisions on your behalf if you’re incapacitated and you are unable to do so. This person should know you well and understand your values and desires concerning medical treatment. More specifically, a proxy can:
Naming this decision-maker yourself can eliminate the confusion and legal complications that can arise if you fall ill and cannot express yourself.
Too many people feel a living will and health care proxy are only for the elderly or sick. However, they are vital planning tools for anyone who wants control over their medical care, no matter what happens. By taking these steps now, you can ensure that your healthcare decisions stay in your hands.
